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CH3

BTR3 · BUILT TO RENT · FINANCIAL INTELLIGENCE

BTR3

Your next address.
And the ones after.
With the same capital.

Engineering and financing in a single contract. CH3 puts its own capital into the build and the investment is spread over time, so your company's cash stays dedicated to the business.

YOUR BUILD, DIRECTLY WITH THE BUILDER

UP TO

10

interest-free installments

or up to 60 months

Conditions subject to review for each transaction.

WHAT BTR3 IS

Built to Rent.
Built for your operation.

What it is
BTR3 stands for Built to Rent. At CH3, the idea takes the form of a single contract: the build happens now and the investment is spread over time, with no bank in between.
Why we created it
Many clients had a solid operation but faced temporary cash constraints or bank limits. By taking on part of the financing, CH3 began unlocking projects that had stalled. Our role went from just building to making the investment possible.
An office delivered by CH3, with workstations, orange sofas and partitions with plants

HOW IT WORKS

Build now.
Spread the investment.

BTR3 brings design, engineering, construction and financing together in a single contract. The build follows its schedule and payment is spread over time.

  1. Tell us your plan

    An office, a store, a retrofit or an expansion: share the type of build, the property, the scope and when your company plans to occupy the space. Include your maintenance needs and your next expansion plans too.

  2. CH3 structures the solution

    Together we define the option, the scope, the budget and the terms. Design, engineering, construction and financing come together in a single contract, with timelines, payments, adjustments and responsibilities set from the start.

  3. Receive the space ready

    Once the contract is signed, CH3 manages the whole build, following the agreed scope and schedule, through to handing over the space ready to operate.

  4. Pay while you operate

    Your company occupies the space and the investment is spread over time, preserving cash for the business. With Full Outsourcing, CH3 also takes on the basic maintenance services defined in the scope.

Three options.

  • Keys in hand

    Turnkey in installments

    CH3 develops the design, builds it and hands over the space ready and furnished, in a single contract.

    Benefits
    • One contract to manage
    • Lower financial risk in the build
    • No dealing with many suppliers
    • A fixed price for the build
  • Acquisition and lease

    Sale & Leaseback

    CH3 buys the client's property, carries out the build and leases it back to the client for an agreed minimum term.

    Benefits
    • Capital is not tied up in the property, which stays in use
    • A fast, efficient way to raise funds for expansion
    • A long-term lease
  • Complete outsourcing

    Full Outsourcing

    CH3 buys the client's property, hands over the renovated space and runs its basic maintenance services.

    Benefits
    • Lower costs
    • Focus on the core business
    • Better quality of the services delivered
    • Easier expansion

In the press.

“The client does not need to go to a bank to structure the financing. The engineering and the capital are in the same contract.”

Bruno Chohfi

Managing partner at CH3

SiiLA News · March 2026

Read the full article (in Portuguese)

The benefits of BTR3.

  • Direct credit

    The builder's own funds, with no bank in between.

  • One table

    Build, schedule and cash flow negotiated in one contract.

  • More viable

    Less impact on cash, more resources for your business.

  • Tailored plans

    Flexible installments, structured as Capex or Opex.

  • No engineering risk

    The build is delivered without changing the payment schedule.

  • Review and guarantees

    Every transaction is modelled individually, with legal and financial review.

TALK TO A SPECIALIST

Tell us what your company
plans to build.

Our team structures a tailored scenario and presents it in a conversation.

We use this information only to answer you. Privacy policy.

Frequently asked questions.

How do I choose the right option for my company?

The Turnkey Project combines the design and delivery of a ready-to-use space in a single contract. Sale & Leaseback frees up the capital in your property while you keep using it through a lease. Full Outsourcing includes acquiring the asset, renovating it and providing basic maintenance services. The choice depends on the property, your need for capital and how much of the management your company wants to centralize with CH3.

Read the full answer
What kinds of projects can use BTR3?

CH3 can evaluate new construction, renovations, retrofits and expansion projects, including corporate and commercial spaces. The solution and the terms depend on the scope of each project.

Read the full answer
Do Lucro Real companies get tax benefits?

The model may offer tax benefits, depending on how the transaction is structured and on your company's tax classification. Paying in installments does not, on its own, determine the accounting or tax treatment. The assessment should take into account the contract and the guidance of your company's accounting team.

Read the full answer
What is CH3's BTR3 model?

It is CH3's model that brings engineering and CH3's own capital together in a single contract and lets you pay for the build in installments over up to 60 months. The goal is to make the project easier to carry out without front-loading the entire outlay.

Read the full answer
How does BTR3 combine with Turnkey?

Turnkey centralizes the project's development and construction up to the handover of a space ready to use. BTR3 adds the option of paying for that investment in installments, bringing the construction and the financial structure into the same contract.

Read the full answer
Does BTR3 replace bank financing?

Yes. The transaction is made directly with CH3, with its own funds and a single contract for the build and the financing, with no need to seek credit from a bank.